Terms of Service

By accessing or using the website prashant.stradmont.com (the "Site"), you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site.

Important: This is a critical disclaimer you must read and understand.

• The information provided on this website is for general informational purposes only and does not constitute financial advice.
• Prashant Sapkota is a Financial Services Regulatory Authority of Ontario (FSRA®) licensed advisor.
• Individual circumstances vary, and you should consult with a licensed financial advisor before making any financial decisions.
• Past performance is not indicative of future results.
• Investment values may fluctuate and are not guaranteed.
• We cannot guarantee specific financial outcomes or results.

Our financial advisory services are subject to the following conditions:

• Services are provided to clients in Ontario, Canada, and are subject to applicable provincial and federal regulations.
• A formal advisor-client relationship is established only through a signed engagement agreement.
• All recommendations are made based on information you provide and are subject to change based on market conditions.
• You are responsible for providing accurate and complete information about your financial situation.

All content on this website, including but not limited to text, graphics, logos, images, and software, is the property of Prashant Sapkota or Stradmont™ Financial Advisory and is protected by Canadian and international copyright laws.

You may not reproduce, distribute, modify, or create derivative works from any content without express written permission.

Your use of this website is also governed by our Privacy Policy, which complies with the Personal Information Protection and Electronic Documents Act (PIPEDA). Please review our Privacy Policy to understand how we collect, use, and protect your personal information.

To the maximum extent permitted by law, Prashant Sapkota and Stradmont™ Financial Advisory shall not be liable for:

• Any indirect, incidental, special, consequential, or punitive damages.
• Loss of profits, revenue, data, or use.
• Any damages arising from your reliance on information provided on this website without establishing a formal advisory relationship.
• Any investment losses or financial decisions made based on general information provided on this site.

We are committed to providing excellent service. If you have a complaint about our services:

• First, contact us directly using the information provided on our Contact page.
• We will acknowledge your complaint within 5 business days.
• We will work to resolve your complaint within 30 days.
• If you are not satisfied with our resolution, you may escalate your complaint to the Financial Services Regulatory Authority of Ontario (FSRA).

This website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of these external sites. Your use of third-party websites is at your own risk and subject to their terms and conditions.

These Terms of Service are governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts of Ontario.

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to this page. Your continued use of the website after changes constitutes acceptance of the modified terms.

If you have questions about these Terms of Service, please contact us: